will insurance cover hidden water damage

Limiting the inspection to one area will leave you with insufficient funds for getting demolition and repairs done. In addition, a leak can travel to other parts of a building. An insurance adjuster using nothing more than the naked eye may consider the damage isolated, limiting the claim amount. Anything you can do to find water leaks without creating more damage is beneficial when identifying and mitigating damage.Īn inspection that does not employ infrared technology may only focus on where the initial intrusion occurred. Thermal imaging, also called infrared technology, is a non-invasive, non-destructive method of inspecting water damage without making contact. Public Adjuster James Montalbano states, “If your house floods or has a water leak, most insurance companies will not use thermography, likely leaving you with hidden water damage.” Jansen/Adjusters International professionals use thermal imaging technology and moisture meters as part of their building inspection regimen. Hire A Public Adjusting Firm With In-House Thermographers

While there are steps that you can take to deal with the insurance adjuster after water damage, it is equally vital that you arm yourself with the knowledge needed to ensure you are one step ahead of the insurance company.ġ. In addition, the threat of mold growth and the possible compromise to the integrity of a structure means inspectors must work quickly to assess water damage accurately. Water damage to your property from a burst pipe or flooding can cause hidden damage that may not be easily seen or diagnosed during the typical inspection process.

Will insurance cover hidden water damage